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Mortgage Lending

Please scroll down to review rates for our most common Mortgage Products. We offer Fixed and Variable Rate Mortgages for existing dwellings and construction loans with a construction/permanent financing package for new homes. "Bridge Loans" are available to qualified borrowers. Your credit score and other factors can effect whether you can get a loan and how much you will have to pay for that loan.

The APR is accurate as of February 12, 2018.

Fixed Rate Mortgage Lending*

The Application and Appraisal Fees apply.

See Also:  CD and IRA Rates  |  Consumer Loan Rates  |  Deposit Rates

Residential Mortgages

Purchase/Rate-Term Refinance

Loan TypeInterest RatePointsAPR
10-Year Fixed
4.00% 0* 4.171%
15-Year Fixed 4.00% 0*


20-Year Fixed 4.25% 0* 4.343%
30-Year Fixed 4.50% 0* 4.569%

* Borrowers may have the option to buy down the interest rate by paying discount points.

Conventional financing only. Rates are effective as of February 12, 2018 and are subject to change without notice. These rates are indicative of loan amounts above $100,000 and a borrower making a 20% down payment on the purchase of a single-family detached dwelling that is owner occupied as a primary residence. Rates may vary among borrowers based upon factors, including but not limited to the borrower's credit score and loan-to-value ratios.

Annual Percentage Rate (APR): The Annual Percentage Rates shown in the chart are calculated using an assumed loan amount of $100,000 amortized over the maximum term and a loan to value of 80%. The APR reflects any pre-paid finance charges as well as the anticipated interest expense over the life of the loan.

Jumbo Loans: Defined as a single family home with a loan amount greater than $424,100. Financing is available at special rates and terms. Please call for details.

Investment Property Loans: Financing for 1-4 family rental properties is available at different terms and rates from our owner-occupied rates shown in the chart. Please call for details.

New Construction/Construction Permanent One Closing: Construction financing for owner-occupied primary residence is available at different terms and rates from the rates shown in the chart. Please call for details.

Second Home: Financing for second homes/vacation homes is available at different terms and rates from the rates shown in the chart. Please call for details.

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