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Leadership Team

Almost a Century of Change...

Chartered on October 24, 1907 with a capital stock of $25,000, First Northern Bank & Trust officially opened for business on January 6, 1908. The Borough of Palmerton's first financial institution established its office in a small brick building on Delaware Avenue. In years to come, this same location would be home to the Palmerton Lighting Company and, more recently, a florist.

Responding to the the economic boom of the roaring 20's, the Bank expanded again in 1926, acquiring property and erecting a new building at Delaware Avenue and Fourth Street. The custom-designed facility was equipped with the most current equipment and conveniences, and was considered to be the "very latest" in modern banking construction.

Over the next few decades, First Northern Bank & Trust stood the test of time, surviving the uncertainty of the Depression and the trials of World War II. Then, on the heels of the 50's, came a resurgence of consumer confidence. Long-time bank employees took pride and pleasure in providing a broad range of services to the children and grand-children of their very first customers.

Along with disco and bell bottoms, the 70's introduced a focus on emerging technologies and planned growth strategies. Always in step with the times, the bank expanded and relocated in 1972, purchasing the former New Jersey Zinc - Horse Head Inn at the corner of Fourth Street and Lafayette Avenue. The Delaware Avenue property was then earmarked for community outreach and donated to the Palmerton Library Association.

Thanks to the loyalty of thousands of customers, First Northern Bank & Trust continues to grow and prosper in four of Northeastern Pennsylvania's most beautiful counties: Carbon, Lehigh, Monroe and Northampton. As our history proves, an unwavering commitment to providing quality financial services has played a critical role in our success. Originally born of the needs of a fledgling community, we have evolved into a rock-solid, caring, concerned citizen...interested and active in the current affairs of the communities we are privileged to serve. First Northern Bank & Trust, a sole subsidiary of Palm-Bancorp, Inc. (a unitary bank holding company), is a state chartered bank operating under the Office of the Federal Reserve.


  • Salvatore Checho - Chairman of the Board/Consultant to Executive Committee
  • Anna Marie Checho - Corporate Secretary
  • Christopher Checho - Assistant Secretary
  • Frank Checho - President /Co-CEO/Vice Chairman
  • Faust Checho - Director
  • Raymond C. Rinaldi - Director
  • Raymond C. Rinaldi II -Director
  • William H. George - Director
  • Bonnie L. Paules - Assistant Secretary/Assistant Treasurer/SVP/Corporate Administration
  • Michael Harleman - Director
  • Albert Yesu - Treasurer/Director/CO-CEO/CFO/SVP


  • Salvatore Checho - Chairman of the Board/Consultant of Executive Committee
  • Frank Checho - President/ Co-CEO/Vice Chairman
  • Michael R. Harleman - Executive Vice President
  • Paul Baynum - VP, Commercial Loan Officer
  • Matthew Blakeslee - Quality Control Officer
  • Rachel Burbank - CRA & Fair Lending Officer
  • Leo Castagnera - VP, Security/BSA Officer
  • Christopher Checho - VP, Administration
  • Faust Checho - VP, Administration
  • Marlene Coffman - SVP, Branch Administrator
  • Anne Davis-Shupp - VP, Marketing Director
  • Michael O. DePaulo - SVP, Chief of Operations
  • Marc Dicola - VP/Sytems Admistrator
  • Francis Doyle - SVP, Chief Credit Officer
  • Angela Fink - VP, Credit Analyst
  • Nichole Fox - AVP/Business Systems Analyst
  • Joseph Frey - Facilities Manager/Maintenance Director
  • Mark Goffredo - VP of Operations
  • Lorynn Green - AVP, Assistant CFO
  • Shawn Griffin - VP, Chief Technology Officer
  • Casey Gaugler - VP, Retail Loan Manager
  • Denise Krupa - VP, Retail Loan Underwriter
  • Simran Matharu - Assistant Compliance Officer
  • Tiffany McDaniel - VP, Residential Mortgage Manager
  • Donald A Nowalk Jr. - AVP, Collections Officer
  • Faith Orsulak - VP, Loan Administrator
  • Bonnie L. Paules - SVP, Asst. Corporate Secretary, Corporate Administration, Assistant Treasurer
  • Trisha Paules - VP, Senior Credit Analyst
  • Suzanne Perry - VP, Portal Administrator/Information Security Officer
  • F. Jeffery Reimer - SVP/Commerical Loan Officer
  • Kevin Reiner - SVP, Commercial Loan Officer
  • Brooke Robles - Senior Commerical Loan Documentation Specialist/SBA Compliance Manager
  • Carla Schmidt - AVP, Bookeeping Supervisor
  • Melissa Serfass - VP, Corporate Fianance Officer/ Assistant Corporate Secretary
  • Deborah Silfies - AVP, Loan Closing Manager
  • Cody Singer - VP, Systems Administrator
  • Janene Smith - VP, Manager of Internal Audit
  • Donna Snyder - VP, Business Systems Specialist
  • Richard Snyder - SVP, Collections/Workout Officer
  • Lori Solt - VP, Residential Mortgage Loan Originator
  • Richard Strauss - VP, Collections/Workout Officer
  • Donna Thompson - VP, Security Officer
  • Theresa Thompson- SVP, Compliance Officer
  • Connie Visnosky - AVP, Loan Operations Manager
  • Caitlin Warner - Retail Loan Underwriter
  • Lisa Wentz - VP, Residential Mortgage Loan Orginator
  • Barry Wolfe - VP, Assistant CRA Officer
  • Albert Yesu - Co-CEO/ SVP, Chief Financial Officer/Treasurer
  • Joseph Zubia - VP, Commercial/Loan Officer
  • Norman Zwolenik - VP, Director of Human Resources
  • Eirene Charney - VP, Branch Manager
  • Toni Facyson - AVP, Branch Manager
  • Luanne Freeman - VP, Branch Manager
  • Kim McKee - AVP, Branch Manager
  • Lisa Saveri - VP, Branch Manager
  • Kathleen Marrese - VP, Branch Manager
  • Wendy Milhime - VP, Branch Manager
  • Donna L Frack - VP, Branch Manager
  • Mandy Pasquariello - VP, Branch Manager
  • Zena Keller - VP, Branch Manager
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First Northern Bank & Trust | Fourth Street & Lafayette Avenue Palmerton, PA 18071

(800) 344-2274 | (610) 826-2239 Local | [email protected]

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